"...how can we trust them to manage a loan responsibly?"

NEW YORK—Lenders are now using iRacing safety ratings as a factor in determining credit scores. This comes after a recent study by the Useless Technicals Institute (UTI) revealed a correlation between sim driving behavior and real-world responsibility. According to UTI, people with low safety ratings in iRacing also tend to display reckless behavior in real life.

Dr. Arturo Velasquez, lead researcher at UTI, explained the findings. “Our study found that people who frequently engage in corner punting in iRacing have a higher likelihood of engaging in risky behaviors in the real world. Many of them end up in gangs, in prison, or worse. AT TAKEOVERS. There’s a direct correlation between safety rating and overall character.”

The integration of iRacing safety ratings into credit assessments has sparked controversy, with some arguing it unfairly penalizes gamers. However, lenders argue it provides a new way to measure risk. "If someone can't handle a corner in iRacing without ramming into another car," said Sarah Morales, a loan officer, "how can we trust them to manage a loan responsibly? It’s about identifying potential risks before they become real problems.”

Even players are taking the news seriously. Eduardo Garcia, an sim enthusiast, commented, "I used to punt people off the track all the time. Now I race clean and was just approved for a new home Loan! I guess it work!"

While some see it as ridiculous, others argue it’s a necessary step. As Velasquez summed up: “Your iRacing safety rating might just be a reflection of who you are as a person. After all, how you drive—virtual or not—says a lot about you.”